Update policy.
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API token
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output
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Customer OID
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Policy OID
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Effective Date | |
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Customer name
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E-mail address | |
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Phone
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Birth date | |
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Name of additional policy holder
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Post Code
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Address ID (AddressCloud)
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Full Address
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UDPRN
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UMRRN
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Buildings Policy Excess
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Contents Policy Excess
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Single Article Limit
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Single Article Limit Personal Possessions
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Products
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| Parameter | Type | Reqd | Description | Options |
|---|
| Parameter | Type | Description |
|---|---|---|
| status | integer | Status |
| response | string | Response object |
Json request example
{
"ajax_url": "/api/policy/update",
"policy_oid": {{policy_oid}},
"customer_oid": {{customer_oid}},
"post_code": "BD18 1DZ",
"address_id": "8e1942cc0c8e76f:xJeuH9",
"full_address": "248 Leeds Road, Shipley BD18 1DZ",
"effective_date": "",
"name": "Rafael Random",
"email": "rafa.random@gmail.com",
"phone": "07763080139",
"birthdate": "10/12/1988",
"policy_name_additional": "Maria Jose",
"home_buildings_policy_excess": 400,
"home_contents_policy_excess": 500,
"home_single_article_limit": 3000,
"products": {
"combined": [
"personal_possessions",
"core"
]
}
}
Json response example
{
"status": "1",
"response": {
"declined": false,
"ipt_percent": "12.0000",
"is_annual": false,
"is_mta_diff_negative": true,
"mta_offer_oid": "13168959",
"customer_oid": 12984058,
"core_payable": -428.61,
"mta_payable": -630.15,
"administration_fee": 0,
"broker_fee": 0,
"experian_fee": null,
"policy_no": "OCC000620475A",
"start_date": "2026-02-04",
"end_date": "2027-02-03",
"excess": "100",
"claims_no": 0,
"charge": {
"refund": true,
"source": {
"name": null,
"last4": null,
"exp_month": null,
"exp_year": null
}
},
"close_brothers": {
"total_amount_payable": 0,
"number_of_instalments_left": 0,
"first_instalment_amount": 0,
"subsequent_instalment_amount": 0,
"credit_charge": 0,
"original_first_instalment_amount": 96.95,
"original_subsequent_instalment_amount": 96.92
},
"products": {
"combined": [
"core",
"personal_possessions"
]
},
"covers": {
"13168885": {
"combined": {
"Combined (Buildings and Contents)": {
"name": "Combined (Buildings and Contents)",
"premium_raw": 728.67,
"sub_product_tag": "core"
},
"Accidental Damage": {
"name": "Accidental Damage",
"premium_raw": 128.97,
"sub_product_tag": "accidental_damage"
},
"Personal Possessions": {
"name": "Personal Possessions",
"premium_raw": 113.84,
"sub_product_tag": "personal_possessions"
},
"Legal Expenses": {
"name": "Legal Expenses",
"premium_raw": 24.49,
"sub_product_tag": "legal_protection"
},
"Home Emergency": {
"name": "Home Emergency",
"premium_raw": 39.99,
"sub_product_tag": "home_emergency"
}
}
},
"13168959": {
"combined": {
"Combined (Buildings and Contents)": {
"name": "Combined (Buildings and Contents)",
"premium_raw": 253.5,
"sub_product_tag": "core"
},
"Personal Possessions": {
"name": "Personal Possessions",
"premium_raw": 102.93,
"sub_product_tag": "personal_possessions"
}
}
},
"13168954": {
"combined": {
"Combined (Buildings and Contents)": {
"name": "Combined (Buildings and Contents)",
"premium_raw": 246.86,
"sub_product_tag": "core"
},
"Personal Possessions": {
"name": "Personal Possessions",
"premium_raw": 97.19,
"sub_product_tag": "personal_possessions"
}
}
}
},
"premiums": {
"extensions": {
"total": {
"annual": {
"buildings": {
"ad": 23.84,
"home_emergency": 39.99,
"personal_possessions": 0,
"legal_protection": 24.49
},
"contents": {
"ad": 29.99,
"home_emergency": 39.99,
"personal_possessions": 107.6,
"legal_protection": 24.49
},
"combined": {
"ad": 53.22,
"home_emergency": 39.99,
"personal_possessions": 102.93,
"legal_protection": 24.49
}
},
"monthly": {
"buildings": {
"ad": 2.17,
"home_emergency": 3.63,
"personal_possessions": 0,
"legal_protection": 2.23
},
"contents": {
"ad": 2.73,
"home_emergency": 3.63,
"personal_possessions": 9.79,
"legal_protection": 2.23
},
"combined": {
"ad": 4.85,
"home_emergency": 3.63,
"personal_possessions": 9.37,
"legal_protection": 2.23
}
}
},
"gross": {
"annual": {
"buildings": {
"ad": 20.99,
"home_emergency": 35.21,
"personal_possessions": 0,
"legal_protection": 21.56
},
"contents": {
"ad": 26.41,
"home_emergency": 35.21,
"personal_possessions": 94.74,
"legal_protection": 21.56
},
"combined": {
"ad": 46.87,
"home_emergency": 35.21,
"personal_possessions": 90.63,
"legal_protection": 21.56
}
},
"monthly": {
"buildings": {
"ad": 1.91,
"home_emergency": 3.2,
"personal_possessions": 0,
"legal_protection": 1.96
},
"contents": {
"ad": 2.4,
"home_emergency": 3.2,
"personal_possessions": 8.62,
"legal_protection": 1.96
},
"combined": {
"ad": 4.27,
"home_emergency": 3.2,
"personal_possessions": 8.25,
"legal_protection": 1.96
}
}
},
"ipt": {
"annual": {
"buildings": {
"ad": 2.52,
"home_emergency": 4.23,
"personal_possessions": 0,
"legal_protection": 2.59
},
"contents": {
"ad": 3.17,
"home_emergency": 4.23,
"personal_possessions": 11.37,
"legal_protection": 2.59
},
"combined": {
"ad": 5.62,
"home_emergency": 4.23,
"personal_possessions": 10.88,
"legal_protection": 2.59
}
},
"monthly": {
"buildings": {
"ad": 0.23,
"home_emergency": 0.38,
"personal_possessions": 0,
"legal_protection": 0.24
},
"contents": {
"ad": 0.29,
"home_emergency": 0.38,
"personal_possessions": 1.03,
"legal_protection": 0.24
},
"combined": {
"ad": 0.51,
"home_emergency": 0.38,
"personal_possessions": 0.99,
"legal_protection": 0.24
}
}
},
"net_to_distributor": {
"annual": {
"buildings": {
"ad": 16.79,
"home_emergency": null,
"personal_possessions": 0,
"legal_protection": null
},
"contents": {
"ad": 21.13,
"home_emergency": null,
"personal_possessions": 75.79,
"legal_protection": null
},
"combined": {
"ad": 37.5,
"home_emergency": null,
"personal_possessions": 72.5,
"legal_protection": null
}
}
}
},
"core": {
"total": {
"annual": {
"buildingsValue": 200.77,
"contentsValue": 200.77,
"combinedValue": 253.5
},
"monthly": {
"buildingsValue": 35.6,
"contentsValue": 35.6,
"combinedValue": 40.39
}
},
"gross": {
"annual": {
"buildingsValue": 160,
"contentsValue": 160,
"combinedValue": 206.43
},
"monthly": {
"buildingsValue": 14.56,
"contentsValue": 14.56,
"combinedValue": 18.79
}
},
"ipt": {
"annual": {
"buildingsValue": 19.2,
"contentsValue": 19.2,
"combinedValue": 24.77
},
"monthly": {
"buildingsValue": 1.75,
"contentsValue": 1.75,
"combinedValue": 2.25
}
},
"net_to_distributor": {
"annual": {
"buildingsValue": 128,
"contentsValue": 128,
"combinedValue": 165.14
},
"monthly": {
"buildingsValue": 11.65,
"contentsValue": 11.65,
"combinedValue": 15.03
}
}
}
},
"payment_intent": null
},
"apirequest_oid": "13168956"
}